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At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
This position is responsible for providing quality processing for secured and unsecured retail loans, including home equity loans, home equity lines of credit, lot loans, automobile, and other consumer purpose loans by remaining compliant with bank regulations.
As a Consumer Loan Processor, you will:
- Collect all documentation from lenders to prepare credit file for underwriting (credit report, income & property documentation, etc.).
- Prepare all Loan Estimates within 3 days of application and disclose to borrower in acceptable, compliant manner.
- Order all flood determinations, letter reports/title commitment, and appraisal/evaluations.
- Review reports for accuracy and address any issues that show up in reports.
- Know and understand what is needed to have files compliant.
- Update credit application to get it prepared for underwriting.
- Maintain open communication with all lenders to make sure each credit file is complete and move the file to underwriting in a timely manner.
- Observe closing deadlines and communicate with underwriters & closers to make sure loan closes on time.
- Multitask files that need to be disclosed, while getting back appraisals/title on other files and corresponding to incoming emails.
- Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
- Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status, or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
- Performs all other duties as assigned.
Qualifications:
- High School Diploma required.
- Associate degree in business or equivalent financial services industry training preferred.
- 1-3 years retail loan processing and/or documentation experience preferred.
- 1-3 years banking experience required.
- Ability to maintain strict confidentiality.
- Working knowledge of consumer loan products and services.
- Self-motivated and resourceful with strong research skills.
- Ability to multitask between files, emails, phone calls while disclosing loans.
Benefits:
- Medical, Dental, Vision, & Life Insurance
- 401(k) with a company match
- PT0 & 11 1/2 Paid Holidays
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled
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